Get Cheap Car Insurance the Green Way

Preserving the earth for future generations is everyone’s duty. Regardless of their opinion on the matter people should do whatever they can to help reduce waste and pollution. This topic is still an abstract concept for many people.

Thankfully, the earth has found a new champion — the auto insurance companies. As unlikely as it may sound, the car insurance industry has joined the environmental bandwagon, offering drivers with cheaper insurance premiums if they do their part in protecting the environment.

As reusing, recycling, and reducing waste saves dollars, there are also environment-friendly ways to get cheaper vehicle insurance premiums. As mentioned, insurers are giving discounts for drivers willing to choose greener ways of driving.

Here are some eco-friendly solutions from car insurers that not only benefit the earth they also offer substantial savings for drivers looking for the best automobile insurance quotes:

Go Paperless: Trees preserve the life-sustaining properties of the atmosphere by absorbing the exhaust gases of animal respiration (i.e. the global warming causing carbon dioxide). The more forests there are to absorb greenhouse gases, the cooler (and more liveable) the earth is.

Drivers through their insurance policies can now help offset global warming by saving the trees, via paperless documentation. This means relying on purely digital means for billing, payment, registration, and communication between the insurer and the driver.

A one-time discount is given in electronic registration, and continuing discounts can be had for opting for paperless billing (i.e. via email, etc.). These companies may also offer rebates and other promos for online payments.

Less Car Mileage Lower Rates: Especially in cosmopolitan areas public transport is usually faster than driving to work and less stressful. Furthermore, the internet allows many people work from home. When you reduce mileage you can ask for better rates. Governments and local authorities do their best to reduce vehicles on the roads to avoid dealing with the environmental issues exhaust gasses causes to the cities.

Insurers now also allow charging premiums based on the actual usage of the car. This means that the driver is billed only as long as he or she uses the car. When the car is not used, the driver is not billed or is discounted.

Included in this scheme are up to 50% discount based on use (mileage and time of use), driving patterns, and on other good practices deemed friendly to the environment. Some insurers also give a large discount if the car is not used for a predetermined length of time (90 consecutive days in the garage, for example).

Use a Hybrid: Using hybrid models that use greener fuels is supported by the government through tax breaks and other incentives. In line with this effort, some of the best car insurance companies in the country also offer substantial savings (up to 10% off) for hybrid car owners.

There above are just some of the options to go green. When enjoying a vehicle ownership, do not forget to factor in your duty to the environment. Save the earth and now get insurance savings while doing it.

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